1) Please choose the property you like from and when you decided just contact with us concerning a specific property. You may request a price list, or detailed information including quotation with detailed payment terms and conditions.

2) After choosing your property, you can reserve it online. Upon your request, or when you signify intention to purchase, the Real Estate Agent who serves you will send you an advice to deposit together with the bank details of the developer.

These details should include the following:

* Exact name of the developer (recipient of the money)
* Address of the developer
* Name of Bank
* Address of Bank
* Bank Account Number
* Type of Account
* Address of Bank
* Swift Code

3) Make the deposit for the reservation fee (on any bank in your local area known internationally to send money to the Philippines) direct to the account of the developer. Please keep your deposit slip as proof of payment. Clearing period usually takes 3 to 4 days.

4) Send a copy of your deposit slip duly signed by the bank officer either via FAX or email attachment to the Real Estate Agent who is serving you. A copy of this deposit slip will be used by the Agent to show and proof to the developer that such deposit that went into their account at such specific amount and date really came from you.

5) Your Real Estate Agent will check with the developer if the deposit is cleared and by then, the Agent will send you an official receipt and two documents: RESERVATION AGREEMENT & CUSTOMER INFORMATION SHEET via email attachments. The original receipt will be temporarily in the hands of your Real Estate Agent for safekeeping pending your advice as to how it should be sent to you. Usually these official receipts will be mailed to you together with the contract documents that will be sent to you via post mail. You can expect these documents to be sent via email attachment within 3 days from the date your deposit is cleared.

6) You are then requested to send these two documents with your signature on them via email attachment or Fax. Please note that this online processing of documents is for the purpose of reservation only and preparing the original contract papers. This will make the developer decide to keep the property you want in your name for at least 30 days while contract papers are being prepared. What is legally binding is the original signing of original contracts. This will bring to the next step.

7) Your Real Estate Agent or the developer will send the original contract papers to you by post mail. This usually takes seven (7) working days on the average from the time your deposit is cleared. Mailing time usually takes two (2) weeks for a registered mail via post office.

8) When you receive the mailed original documents, and after reading and writing your signatures on these documents, you are requested to mail them back to the address of the Developer or your Agent. Mailing time for this is also expected to be two (2) weeks.

9) After the Agent receives the signed original contracts from you via post mail, these documents will be handed over to the developer who will affix their signature/s and then have these documents notarized by a lawyer. You can then expect to receive a copy of the notarized contract.

10) You will then pay the monthly installment on a bank to bank deposit from your end. Some developers may require submission of post dated checks or pay through your assigned (SPA ) special power of attorney such as your relative. If you do not have a checking account or checks to issue the required post dated checks, your relative or any SPA in your behalf, can open a checking account here in Cebu or anywhere in the Philippines and your relative can just issue the post dated checks in favor of the developer's name for safekeeping while they are not yet due. When the checks become due, you just have to fund these checks a few days before they are due with bank to bank payments from abroad direct to this checking account your relative has opened in his/her name but for you to deposit on a monthly basis.